Financial advice for a fraction of the price

We’re all about transparency. Unlike other investment apps, we don’t have banking overdraft charges³ or add-on transaction fees^†—just a flat monthly subscription ($12 per month) for access to all your money needs. With Stash, we believe in providing bonuses back to you—like earning stock through your Stock-Back^® Card¹, which can grow in value over time. That’s in addition to enjoying wealth-building tools like fractional share investing, a retirement account,⁵ and unlimited financial advice.

The $12/month subscription fee covers access to the platform and its features. In addition, Stash charges an assets-under-management (AUM) advisory fee of 0.25% annually on Smart Portfolios with balances of $1,000 or more and on Managed Retirement Accounts. Please see advisory agreement for additional details.

Learn about plans and pricing →

Yes. You can cancel your Stash subscription plan at any time.^§ We understand that as life changes, your needs may change as well.

Stash can give you everything you need to build wealth for the long-term. Here’s how Stash works.

1. Answer a few questions.
   When you first join Stash, we’ll get to know you by asking some questions. These help us understand your financial goals and provide useful, specific advice for things like investing and budgeting.

2. Get your plan.
   Stash offers one plan, The Stash Plan, for $12/month.^† With Stash, you'll have access to a personal brokerage account, a retirement account, and a Smart Portfolio. You’ll also receive the Stock-Back^® Card¹ that lets you earn stock when you spend, plus budgeting tools, advice and education, and more.

3. Add money to Stash.
   You can add money to Stash automatically or manually. It only takes 5 minutes to set up direct deposit to send either all or a part of your paycheck straight to Stash. You can even receive your paycheck up to 2 days early.³

4. Budget, save, and create goals
   Use our automatic budgeting tools to organize your cash and track your spending.

5. Invest your way.
   You’ve got options. Choose to invest in fractional shares with $5 or less—you can pick from thousands of stocks and ETFs. You can also shop and earn stock with the Stock-Back^® Card.¹

   Stash is built for long-term investing, not day-trading.

Stash is 100 percent legit. From investments made to cash set aside, you can feel confident in the security of your money.

• Stash uses cutting-edge security features.

• Stash is a registered investment advisor with the US Securities and Exchange Commission (SEC).

  _{While such registration does not imply a certain level of skill, it does require us to follow federal regulations that protect you, the investor. By law, we must provide investment advice that is in the best interest of our client.}

• Stash offers access to FDIC-insured banking accounts through Stride Bank N.A., member FDIC.¹

Learn more about how we protect you and your assets →