Investing
made easy.

Stash is a personal finance app that can be used to help you build long-term wealth via a personal brokerage account. Here are a few ways you can utilize it.

Invest in fractional shares.
On the Stash platform, you can start buying pieces of stocks and funds with as little as 1¢ (or 5¢ for investments priced over $1,000 per share). You get unlimited trades, with no add-on trading commissions charged.^† Stash is built for long-term investing, not day-trading, so we only trade during four trading windows every day. (Note: Availability of trading windows is dependent on market conditions and may be subject to limitations.)

Pick your own stocks.
Unlike some other investing apps, you have the freedom to choose the stocks and funds that you want to invest in on Stash. We offer thousands of investments on our platform, and we’re frequently adding more. Browse our stocks and funds—you’ll probably see companies you know.

Need help building out your portfolio? Our diversification score feature analyzes how diversified your current mix of investments is, then recommends investments that align with your investor profile and can help improve your score.⁹

Use automated investing tools.
We offer several automated tools that can help make it easier for you to invest regularly and build wealth. You can set a custom schedule of recurring investments on a weekly, biweekly, or monthly basis. You can also opt into Stock Round-Ups, which automatically sets aside the spare change from your Stock-Back^® Card¹ purchases and invest them for you.

Get unlimited investing advice.
Many Stashers are beginner investors—but whether you’re a beginner or pro, we want you to learn how to invest with confidence on Stash. That’s why every Stash plan includes unlimited personalized advice and ongoing financial education. You can also subscribe to our weekly newsletter, The Wallet, to get the latest news and relevant resources delivered straight to your inbox.

Shop. Get stock. On us.
With every Stash plan also includes a no hidden fee² bank account paired with the Stock-Back^® Card.¹ With the Stock-Back^® Card, everyday spending can become small pieces of stock in companies you know. It’s an easy, automatic way to build and diversify your portfolio—at no extra cost to you.

Investing can be a critical part of building wealth. As time passes, inflation can eat away at the value of your saved cash—making it worth less over the years. On the other hand, the average annual return of the S&P 500 has been around 8%, historically. Even if it’s just $1 at a time, it’s important to start investing as soon as possible so you can maximize your money’s growth potential and take advantage of compound returns over the years.

Investing does involve some level of risk—but not investing is also a risk, thanks to inflation. There are also many ways that you can manage your portfolio’s risk, including diversification. We encourage Stashers to look to our simplified investing philosophy for guidance. We also offer diversification scores⁹ for personal portfolios, plus customized investment recommendations to improve your score.

Stash breaks down whole investments into smaller, more affordable pieces—called fractional shares. That way, you don’t have to pay for an entire expensive share in order to start investing in your favorite stocks and funds. You can start with as little as 1¢ (or 5¢ for investments priced at more than $1,000 per share).

A stock represents a piece of the earnings of an individual company, whereas a fund (ETF) is a bundle of related stocks, funds, and bonds. A bond is a form of debt—essentially, an IOU from a company, government, or some other entity. A well-diversified portfolio could include each of these asset types.

In addition to personal brokerage accounts, Stash also offers retirement accounts (Traditional or Roth IRA),⁴ Smart Portfolio,⁷ and custodial investment accounts⁵—also known as investment accounts for kids under 18 years old. Each of these accounts includes fractional share investing, automated tools, and unlimited advice.

Your access to these types of investment accounts depends on the Stash subscription plan that you choose. Our plans start at just $3/month^†, and you can switch or cancel at any time.^§

Compare subscription plans →

The Stock-Back^® Card¹ is a debit card offered exclusively through Stash. When you use it to spend, we’ll reward you with stock on every purchase–1% on up to a $1000 per month for Stash+ users.¹ It’s an easy, automatic way to help grow and diversify your investment portfolio, just by living your everyday life.

Your Stock-Back^® Card is automatically included with your banking account—which also has no hidden fees and is FDIC insured up to $250,000 through Stride Bank, N.A., Members FDIC.¹ That means no overdraft fees, no monthly maintenance fees, and no minimum balances, plus access to over 55,000 fee-free ATMs.² Your bank account also includes perks like smart budgeting tools and payday up to 2 days earlier through direct deposit.³

Learn about Stash banking accounts →

Stash is a personal finance app that can help anyone improve their financial life.

From budgeting to saving for retirement, Stash features banking, investing, and advice all in one app. We’ve helped millions of Americans reach their financial goals–all for one low monthly price.

Stash is 100 percent legit. From investments made to cash set aside, you can feel confident in the security of your money.

• Stash uses cutting-edge security features.
• Stash is a registered investment advisor with the US Securities and Exchange Commission (SEC).

  While such registration does not imply a certain level of skill, it does require us to follow federal regulations that protect you, the investor. By law, we must provide investment advice that is in the best interest of our client.

• Stash offers access to FDIC-insured banking accounts through Stride Bank N.A., member FDIC.¹

Learn more about how we protect you and your assets →